BOEMI ENERGY SRL
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How it works
Investors lend directly to companies that are looking for fast loans or refinancing online. An investor funds multiple companies to reduce his risk.
Investors receive monthly payments from borrowing companies, consisting of the loan principal and the interest. These funds can be reinvested or withdrawn from the investor account. The choice is yours!
On Fagura, investors and borrowers support each other’s financial growth. Algorithms assess loan applications objectively, analyse credit histories, calculate interest rates, and assign risk scores.
Fagura assigns the payments received to each of the investors. In case of outstanding payments, we employ loan recovery procedures at the highest market standard.
Business development loan
Entrepreneurs seeking business financing can easily apply for a loan online on Fagura. If approved, multiple investors on the platform will fund the loan.
Companies pay their instalments on a monthly basis according to the payment schedule attached to the loan contract. The advantage: they build a positive credit history.
Benefits
Choose to grow financially with Fagura through online loans
Apply online while having your coffee
Everything is digitally native, even the signature. Borrow or refinance online. Invest easily and quickly, wherever you are.
Get the answer in a day
You receive the response to your online SME loan application within 24 hours. Everything is digitized and efficient.
Get your business known
Your loan pitch makes your brand known to all the community members on Fagura. This way, you can even find new customers.
Grow financially by helping others
When you invest, you also support Romanian businesses that are striving for expansion or are just embarking on their journey. This contributes to the growth of both the economy and your profit.
Below are some of the investment opportunities available on the platform. You can invest anytime, starting from 25 euros.
GSMX SRL
Scopul proiectului este extinderea și consolidarea afacerii GSMX SRL prin dezvoltarea unui brand propriu, optimizarea proceselor operaționale și diversificarea ofertei de produse. Această strategie va permite diferențierea pe piață și creșterea competitivității. Obiectivele proiectului sunt: Înregistrarea unui brand propriu la OSIM, pentru a putea vinde produse sub marcă proprie pe eMAG și alte platforme, consolidând astfel identitatea și credibilitatea afacerii. Închirierea unui spațiu mai mare pentru desfășurarea activității, optimizând gestionarea stocurilor și eficiența proceselor operaționale. Extinderea portofoliului de produse prin importuri directe din alte țări, oferind o gamă variată de produse și introducând pe piață articole unice, care nu sunt disponibile la majoritatea concurenților. Creșterea vânzărilor și a marjei de profit prin reducerea dependenței de furnizorii locali.
RICAGRI TRADING SRL
Capital de lucru pentru creșterea volumului de mărfuri tranzacționate
ONCOEXPRESS EUROPE SRL
Extinderea activității societății spre alte produse care se pot comercializa în completarea celor pe care le comercializează societatea deja
Use the calculator below to check the figures for a loan on our platform. Bear in mind that these numbers are just estimates, and you will have an exact calculation when applying for a loan.
Borrow
€5000
€1000
€7500
Credit history
Credit period
12 luni
12 months
48 months
Monthly repayment
434.71 €
Total savings
1244.84 €
Annual interest rate:
7.90 %
You pay
5216.53 €
*Bear in mind some important general info: The minimum term for granting a loan on Fagura is 12 months, and the maximum term is 48 months. If you have a good credit history, the minimum Annual Percentage Rate (APR) will be around 6.5%, in the case of a bad credit history - the maximum Annual Percentage Rate (APR) will be 38.9%. To make it easier for you in understanding the figures, please find below an example:
Example calculation: Let's say you have a good credit history and you need to borrow €1000. If your request is aproved, you will get €1000 and will have to return back a total of €1071.24, which includes the interest. You will have to return the funds during 12 months, by paying €89.27 monthly. Your annual interest will be 12.9% (APR). But that's an example. To find out your exact quote, you will need first to complete a loan application.
Need money? Create account
Partners and contributors
We partner with the best in the industry and collaborate with top donors
Partners
Sponsors and contributors
Fagura in the Media
We are here to help you
Working hours: Monday - Friday: 9.00 - 18.00
Credit applications can be submitted online 24/7
